Online banking payment buttons

Pay directly from your bank account safely, easily and quickly. The payment is made immediately, it's free and you don't need to register as a user. Log in using your online banking credentials. You can pay with the payment buttons of all Finnish online banks. The payment service related to online bank payments is implemented by the Finnish company Paytrail Oyj in cooperation with Finnish banks and credit institutions. Paytrail Oyj buys the payment and accounts it to us. From the customer's point of view, the service works just like traditional online payment. Paytrail Oyj is Finland's largest online payment intermediary and a 100% reliable partner.

Payment card (Visa, Visa Electron, MasterCard, American Express and Diners Club)

Pay with Visa, Visa Electron, MasterCard, American Express or Diners Club. After the order is confirmed, you will be directed to a payment broker where you can make the payment. Paytrail Oyj helps you pay your order securely. Only Paytrail Oyj processes your card information. The payment will be reserved from your payment card. Your order is transferred to Tillander for processing as soon as we have received payment for the ordered products. Paytrail Oyj appears as the recipient of the payment, which also handles complaints regarding payment transactions. This is normal practice in card payments, and it has no practical meaning for the customer. So you can worry-free buy from our online store in exactly the same way as from brick-and-mortar stores.

Klarna invoice and Installment payment

When paying by invoice or installment payment, you must hand over your social security number. The credit provider, i.e. Klarna, checks the credit and address information and grants or denies credit based on them. Orders made with Klarna's payment methods are delivered only to the address entered in the borrower's population register. A reminder fee is charged for payment reminders, starting at 5 euros, as well as interest on late payment in accordance with the current Interest Act (reference rate plus 7% additional interest).

The creditor is Klarna AB. If you have any questions about your account or invoice, we recommend that you contact Klarna directly by e-mailing kaskapalvelu@klarna.fi or by calling 09-42599771.

Together with Klarna Bank AB (publ.) (head office address Sveavägen 46, 111 34 Stockholm, Sweden) we offer the following payment methods, where the payment is made directly to Klarna:

• Invoice: the payment period is 14 days from the delivery of the products. The Klarna invoice terms and conditions are available here .
• Flexible payment in installments: you can pay your purchases flexibly in monthly installments, the size of which is at least 1/24 of the debt amount (however, always at least EUR 5.00 including interest on the remaining debt).
• Fixed installment payment: you can choose from different monthly installment options at checkout. The installments decrease monthly as the outstanding credit amount decreases.
• Promotional invoice: if an extended payment period of 1-3 months has been offered in connection with the purchase in exchange for an initial fee (e.g. "Buy now, pay in February"), you can pay for the purchases according to the terms of the promotional invoice.
• You can find the terms of flexible installment payment, fixed installment payment and campaign invoice here, and standard European consumer credit information here .
• You can find more information about Klarna here and Klarna's terms of use here . Klarna processes your personal data in accordance with applicable legislation and Klarna's privacy statement

Collector's invoice and Installment payment

You can pay for your purchases up to €5,000 with the Collector Invoice/Instalment service.

For the Collector Invoice, you always get an interest-free* payment period of at least 30 days and up to 60 days.
The invoice is therefore due for payment only on the last day of the calendar month following the purchase date. (* Payment term interest is 0%, a €2.95 invoicing fee is added to the first invoice)
You can pay off the entire balance of the invoice on the due date or, if you wish, you can choose installments of 1-36 months. The installment payment starts automatically after you have paid the minimum installment amount indicated on the invoice. If you wish, you can also pay in larger installments or pay off the entire balance at once.

The installment interest is 1.6% per month, which corresponds to a nominal annual interest rate of 19.20%. An account management fee of €2.95 per month is added to the bill, in which case the effective annual interest calculated for a purchase of €1,000 is 21.3%.

When you choose Collector Invoice/Part Payment, you will always receive the products you ordered at home before paying for them. This brings flexibility and security to the processing of exchanges and returns.

Collector Invoice/Partial Payment can be used by a person who has reached the age of 18 and has impeccable credit. Collector performs a credit check at the time of ordering. A reminder fee of 5 euros and 1.6% monthly interest for the delayed period will be charged for late payments and unpaid invoices.
You can get the complete terms of the Collector Invoice/Part Payment from the following links:

You can find a more detailed service description at https://www.collector.fi/henkiloasiakkaat/maksa-laskulla/
You can find the general invoicing and account credit terms at https://www.collector.se/upload/Partners/Agreements/SVM/Credit_terms_FI.pdf
You can find the standard European consumer credit terms at https://www.collector.se/upload/Partners/Agreements/SVM/SECCI_FI.pdf

The lender is Collector Bank AB.

Cash payment upon pickup

If you want to pick up your product directly from our store, you can choose a cash payment when picking up.